Top 10 Critical Insurance Providers: Ratings and Reviews

Virtuous Reviews provides you with the Top 10 Critical Insurance Providers list. Choose among the best critical care insurance companies online, from all over the world, which give complete information about the best life insurance with critical illness to  make a lump sum cash payment if the policyholder is diagnosed with one of the specific illnesses and High life cover at affordable rates

General health insurance does not cover for the critical illnesses and operations. For such occurrences we have a separate specific insurance by the same name- critical insurance. In such insurance when the policyholder is diagnosed with a critical illness, a lump-sum amount is paid to him. If you are jumbled looking for such a service; virtuous reviews has come to your rescue.

Critical illness includes serious health related condition which affects the way of living adversely and may result in inability to work. The irony of insurance is when we buy it; we wish that we may never use it. But it is always better prepared than to be sorry. Surviving a critical illness takes a toll on health as well as finance. While health recovery has been made possible with the help of evolving health facilities, but odds in the favour of coming through financial crises is not that fair. Having a critical insurance ensures you have a work to go back to, a home to live in and bank account to support your children’s education.

While you were deciding that you need critical insurance, we have put together all top notch critical insurance providers who can help you to pass the life exam with flying colors. They are ranked on the basis of facilities they provide, user feedback and popularity on global platform.

How these companies can work for you?

You can make a critical illness insurance policy directly from any of these insurance providers. You perhaps won't be able to get these insurance online since you need to be charge by them for your suitability. However these Insurance providers allow you to easily apply for a quote online or search for the details with whom you can speak to. Moreover, these providers  will let you know that exactly which type of illnesses are covered by your policy and exactly how strictly ill you must be before you could get a claim.


  • Provides fixed amount of profit, as well as treatment against Critical Illness, Surgeries and Hospitalization
  • You can modify your health plan according to your requirement and need
  • Hospital Cash Benefit in case of hospitalization
  • Simplify issuance procedure, no necessity to undergo any medica.


  • These providers ensures the benefit amount is to be paid once the disease is identify meeting precise criteria
  • They make sure that the insured get the amount as lump sum so that he can plan the treatment accordingly.
  • Operating cost like donor expenses in case of a transplant surgery, which are generally not covered with normal insurance policy, can be paid out with this insurance all over the world