Do you want the best health insurance claim process? Consider you have reached the right destination! VirtuousReviews present the online listing of best health insurance claim process providers in Louisville. These service providers make sure to provide the best claim settlement service without creating any complicated time taking process.
Health insurance is an insurance that provides a complete coverage of all medical and surgical expenses of an insured individual. There are many types of health insurance which are available and depending upon their norms, either the insurer has to pay the cost in the initial phase and then get reimbursed or the payment is directly done by the insurance company. The claim settlement process of these health insurance policies is meant easy so that common public can easily make their claims and get benefited.
How To Claim Health Insurance Policy?
There is two type of process for claim proceedings.
- Cashless claim process:- For cashless claim process, the policyholder should be treated in impaneled hospital. While admission, the details of policy with an e-card or any proof should be submitted to the hospital. Once it is checked the form is sent to the insurance company. The policyholder can enjoy cashless claim service. After the discharge of the policyholder, all the medical bills are sent to the company for clearance.
- Reimbursement claim process:- reimbursement claim applies when the policyholder gets admitted to a non impaneled hospital. Since the hospital is un impaneled hence the bills are to paid along with the hospital charges and later they are reimbursed. In order to get the claim, the necessary original documents which include hospital bills should be presented. After analyzing the coverage, the company will reimburse the amount.
What Are The Documents Needed For Claim Process?
- Completely filled claim form
- Medical certificate signed by the doctor
- Discharged summary is given from the hospital
- All the medical receipts and bills
- Prescription and cash memos of medicine bills
- Medical test reports
- FIR in case of accidental case
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